E-Fix Credit Inc was founded in 2009 by Maurice Shabazz, and co-founder Felix Pichardo. During this time period there were thousands of individuals and families who were damaged by the housing crisis which caused the recession occurring between December 2007 - June 2009. The founding members of EFC researched methods to improve their personal credit, and in this research they discovered there were many flaws in the credit reporting system. At this time they acknowledge this could help thousands, and at this time E-Fix Credit was born.
There are several areas that a credit counselor will be able to help you with. These include credit counseling, debt counseling, pre bankruptcy counseling, and budget counseling. No matter what form of credit counseling.Read More
As a consumer, it is imperative to understand what credit repair means. To some, it is merely the process of submitting disputes to credit bureaus to have precise information on the report corrected. But there is more to it than just adjusting the disputes.Read More
Have you ever imagined controlling your student loan debt? But where do you start? Our student debt consultants we’ll help you understand student loan refinance and help you understand about private student loan consolidation and bankruptcy student loans. We can also on student loan forgiveness and forbearance options.Read More
Handling your finances can be complicated, time-consuming and stressful. We are dedicated to helping consumers who are caught in the middle of a complex debt situation. We are devoted in the scopes of consumer credit, such as legal issues around consumer credit and consumer lending. Our skilled and professional financial consultants will help you recover from your debt or assist you on how to restore your old healthy credit ratings.Read More
Our goal as a consumer credit company is to help people have a better understanding of money in order for them to make sound and productive decisions where it concerns their finances. In doing so, people will be able to make significant improvements in the manner by which they manage their money enough to improve their credit record.Read More
Identity theft occurs when your personal information is stolen and used by another person. In most cases, identity theft is done for financial gain. Research shows that in 2017 more than 15.4 million Americans were victims of this crime, losing a combined $16 billion dollars.Read More
Consult with one of our financial planners and learn how we can help you realize your goals when it comes to your finances. Our credit building professional can give you advice on how to build credit or establish credit fast and guide you on the path to financial freedom.Read More
I’m so glad I found Credit Advisors Council. Our credit specialist worked with us and within a couple of months we were able to reduce our monthly expenses by 22%. We can finally breathe again, and I can now apply some money toward my son’s college and our retirement. Thank You so much!
After my husband’s illness we lost his income and the calls and threats of lawsuits started piling up. I didn’t have the slightest idea how to navigate our situation and our credit specialist took a look at all our debts and helped devise a plan. We got a loan modification to save our house and declared bankruptcy to get out from under the suffocating debt, we couldn’t have done this without CAC.
Before finding CAC my credit was terrible due to some stupid choices. My wife was upset because we couldn’t qualify for a mortgage loan because my credit was in the low 500s. Fast forward 7 months later and our median score is now 650. Our loan officer called me yesterday to say that we got approved for a mortgage.
I own a plumbing company and after using a large franchise tax shop (one with 2 initials) I received an IRS audit notification letter. I didn’t know what to expect and the franchise tax shop couldn’t offer me any advice. So, I turned to CAC, where my lawyer was able to review my taxes, and spoke to the IRS agents and negotiated for me. I ended up getting a return on my taxes! Thank you CAC!
I was working 45 hours per week and I was paying all my bills on time. But after paying off all my monthly debts and student loans I was barely left with $500 a month in disposable income that doesn’t even cover gas or groceries! A friend recommended Credit Advisors Council. I called and got connected to an attorney. Before I knew it, he had filed some paperwork for me and he got my debts consolidated and he even got my student loan forgiven!
My wife lost her job and our daughter has some medical issues that require expensive medications. CAC consolidated and reduced my student loans, put a well thought-out budget in place, and saved us from Bankruptcy! We didn't loose our home. We are are very grateful to everyone at CAC!